How to Develop Business Plan

Why should you bother developing a business plan? Simple! Without a plan you cannot know where you are going. Worse, your team won't know either. When you don't have written policies and clear goals chaos results.

This is how to prepare a business plan.

.Actually, it is my approach to life planning. Written goals help you know where you want to go. Objectives break those goals down into actionable steps and strategies define how you will accomplish those objectives.

You can have individual plans for different areas of you life; i.e. faith, family, personal, business/work, and you can even use the same technique for individual projects at work.When you bring them all together you have a life plan. Then you have to look at the whole stew and set priorities. Once you have your priorities straight, You can develop your life plan and the business plan that will guide you career or that you can take to the bank. The life plan may not be the business plan you use to raise money. You have to slant the specific plan to the purpose for which it will be used.

You start by defining your values and writing a mission statement that is consistent with your values.

So over all your planning looks like this


What do you want to accomplish in the next year, in the next five years. For instance, I want my business to be creating $2000 per month income by the end of 2018 and a six figure income by 2020.

Mission statement:

I help people create personal and financial resilience in their lives.


Develop as a personal change website attracting 1000 visitors a month.


  1. Setup an optin mailing list for visitors interested in learning more

  2. Setup an optin mailing list for visitors interested in learning more 2/15

  3. Create a give-away document describing the personal change process needed to achieve ones goals. 3/15

  4. Incorporate trip wires throughout my kumuwaiwai website that will be a CTA to subscribe to my mailing list. 4/
  5. 1

  6. Create the architectural site map for the website by Feb 28


Use Coggle to develop a sitemap mastermind.
Create a Google Sitemap and submit to Google, Bing and Yahoo
Announce the availablity of the give away on social media
Create CTA on all blog posts and selected website pages.
Blog weekly
Create a monthly newsletter email with links to blog posts
Send the newletter to my mailing list and announce it on social media.


The plan is where you get into the details. Development of the plan is based on your Vision, Mission, Goals and Objectives. The plan describes how you will implement your strategies and what it will cost. You can implement a plan you can take to the bank or to a foundation when you are looking for money. Or you may develop a plan to help you navigate your river of life. You will probably need both. The latter is you map to running and growing your business. You will be referring to it at least monthly.

One thing to keep in mind is life is Chaotic. You have to go with the flow, but your plan will tell you when you can drift and when you must paddle.

How to get your post ranked

Jay has done it again. His training is the best. No upsell except membership in the best internet marketing training on the internet. 

Learn to build your WP web site for free. 

Jay covers writing content, list based content, internal links, Fetch as Google, leveraging WA to get comments, use the AMP plugin, use Bing webmaster tools and use the 100/100 keyword rule.

seo online training – Topic Clusters

As search engine algorithms mature how to write blogs and how we use keywords for search engine optimizations must change to reflect what the search engines are looking for.

The new search engine algorithms are trying to group content that have similar content. The more we can help search engines find topic clusters the better our post/page will rank. We can do that by outlining our website. The process of outlining automatically groups similar topics. Each post/page must use a primary key word in the title and in the first paragraph of the article. For each topic the key words used should be grouped and that group should be used in all the posts/pages.

At the end of the article all the posts/pages with similar topics should be linked this will help guide the reader and the search engine through our site.

Topic clustering is become a key element in search engine ranking. Do not ignore it. Topic clustering will not only help search engines index your site properly it will help you visitors navigate you website. Don’t leave you visitors guessing at what to look at next. Give them a guide book. Click on the button below[thrive_link color=’blue’ link=’′ target=’_blank’ size=’medium’ align=’aligncenter’]Topic Clustering[/thrive_link]

Click here for a review of Jaaxy, the best and fastest key word research tool I have found.

King Tides

King Tides, the highest high tides of the year, are fast approaching and we need your help in documenting these high water level events! Please view the tide prediction tables at the project webpage to identify what time and where high tide occurs on May 25-27, June 23-26, and July 21-23. Detailed instructions on how to submit your photos using the free Smartphone App and online database are available at the project webpage and in the attached pdf. We hope to expand our photo survey coverage of more shorelines across all islands – view the project web map to see where we do and do not have photo records.

Documenting high water levels will be especially important this summer in Hawai’i because Hawai’i is experiencing an elevated sea level stand. The elevated water levels are attributed to an unusual combination of ocean eddies with high centers, Pacific-wide climate and sea level variability associated with recent El Niño events and the Pacific Decadal Oscillation, and sea-level rise from human-induced global warming. These unusually high water levels will likely enhance extreme high tides in Hawai’i during the King Tides this May-July. April 28th saw the highest recorded tide level at the Honolulu Harbor tide gauge (outside of a tsunami or storm event), 11 inches (0.9 ft.) above the predicted tide. May, June, and July could possibly exceed that recorded level and have impacts along the coastline, particularly if combined with any swell. 

For the upcoming May King Tide, the University of Hawai‘i Pacific Islands Ocean Observing System’s, PacIOOS, “Shoreline Impact” models forecast both south shore beach flooding from wave run-up and harbor flooding for Hilo, Kawaihae, Kahului, and Honolulu Harbors. 

Help us photograph the coastlines so that we can better understand impacts from King Tides and sea-level rise. 

Questions? Contact,


University of Hawai’i Sea Grant College Program

Center for Coastal and Climate Science and Resilience

Hawai’i and Pacific Islands King Tides Project

AI-The great job disrupter.

Artificial intelligence will soon be a major job disruptor.

As a pilot project, Google has just opened a store in Seattle that has no cash registers. You walk into the store, pick out what you want, and walk out. Google knows who you are and what you bought and bills you accordingly. Think what that will do to the three and a half million cashiers in this country. Google expects to have their technology deployed in all major retail chains within the next ten years.

When I read this article I had to think, if Google can read my credit card how secure is that card. Just a little internet research shows your card may not be as secure as you would like. Click here to find out more. 

Your most important business asset

If you plan to use the internet to create a business you need these tools:

  • a website
  • an email list of people who are interested in you, your services and your products.
  • an autoresponder to automate the messages you would otherwise have to send you new members manually.
  • A video channel where you can make training and product review videos available.

Internet marketing is simple.

Unlimited income with the internet
Unlimited income with the internet

It can be reduced to a step-by-step process. Wealthy Affiliates breaks Internet Marketing (IM) into easy to follow steps. If you can follow instruction, you can make money on the internet. Start for free, set up your website and discover the basics of promoting your site.

Typically people visit your site and never come back.  You have seconds to establish a connection and get their contact information.  The best way to do that is to offer your visitor something they want free.  They give you their email and you send them their gift.

Actually, it is not quite that simple.  When your visitor gives you their email, your bulk email provider enters that email into you opt-in list.  The autoresponder sends them their gift and then follows up to start building a relationship with that visitor.  You send occasional email blasts to your list to continue building that trusting relationship with your list. Email marketing to a list of people who are interested in your products and services makes your email opt-in list one of the most valuable assets your business or organization has.

Provided of course, you email is delivered.

If you are using a bulk mail service, you need to know Yahoo, AOL, Microsoft and Google block e-mail delivery from autoresponders. 

The solution is to get a domain and use your hosts mail servicing option to get your custom email address. If you are hosting with Wealthy Affiliate you can set up custom email in a couple of clicks. is more professional than a gmail account and you will not have a problem having autoresponder emails delivered.

I received this warning from my bulk mail service. I use and recommend SendLane because they have the most comprehensive set of tools I have found and because all the tools are included in one low price. I can send unlimited unlimited emails and I have unlimited use of their autoresponder. Cost is based on number of contacts in your list and they have an excellent affiliate program.

Internet Marketing is always changing

One of the things I find fascinating about Internet Marketing is always growing.  You have to be constantly studying your market to stay #1. Most small business people don’t have time to maintain their site. Most don’t even know what traffic their website is getting. 

You can manage you own website, you can hire someone to do it for you, or you can outsource to someone like me to manage your site. Just make sure you know enough about your website to know you are getting your money’s worth.  Be sure to track every marketing campaign and know your ROI.

10 Power words to make you #1

Keep-Moving-ForwardYou might Discover the #1 trusted way to grow the best business. It is simple, easy and the reason you can create unlimited income with less work.

Discover 10 words that can help you become a better marketer:

  1. best: Give it your best. It is what people want.
  2. Easy: KISS
  3. Simple: better than complex
  4. Unlimited: Reach for the sky.
  5. Reason: Why you need this
  6. #1: Be #1 
  7. Less: less is more
  8. Trusted: People have to know you can be trusted.
  9. Grow: Grow you income; grow your life.
  10. Discover: Discover how to grow.

Discover the kind of blogger you want to be 

Bloggers blog for different reasons
Why do you want to blog?

Before you start, Discover your vision.

Many bloggers just want to share their message with the world. These are typically hobbyists or non-profit organizations. Hobbyists can sometimes monetize their blog if they write consistently and develop a following.Reaching out to the world

Non-profits have a message to share with the world and usually want to attract people to their cause.

Because this website is devoted to helping you make money on line, I will assume you are here because you want to make money.

$5:dayThe question is will you be satisfied with $5/day or are you shooting for $500:day$500/day. Either is possible and your results will depend on the time you can you devote to business.

One of the attractions of internet marketing is you can create a business while working part time. Most of us have to work full time just to pay the bills. It takes time to make any business profitable. It can often take six months for a new website to start to gain traction with the search engines. There are things you can do to speed up the process but the most important thing you must do is to know your audience and create a website that interests them.

Work Part Time
Work Part Time

If you can only work five hours per week, at least be consistent. Work on the things that make you money. Avoid busy work. Don’t think you are doing productive work when you are studying how to make money on line.

Full Time
Full Time

More time equals more growth. It should be obvious but it needs to be emphasized. If you can only work 5 hours a week, it may take ten years to create a retirement income. If you can work 20 hours per week you can probably retire in a year. The key is to be consistent and never quit. A website that has new content every day, gets Google’s attention a lot faster than one that has a new blog post once a week.

Are you a lazy blogger or an active one? If you do not take your website seriously, you are seriously reducing your chances of success. Yes, you can promote membership sites that charge a monthly subscription and pay you a monthly commission. You can find a popular niche and build a website that makes repeated sales. You can make money as a lazy blogger, but you can create a fortune as an internet marketing professional.

What income will satisfy you?

$5/day with Adsense or $500/day with affiliate marketing?

Any extra $150/month can make a big difference in many people’s lives. Adsense provides an evergreen income, but it takes a lot of traffic to make a serious money. Affiliate marketing can be slow to take off, but multiple affiliate income streams and a big opt-in list can create a comfortable retirement income. Of course, you can do both. 

Personally, I prefer to control what ads my visitors see. I have never used Adsense.

What activities make you money?

Keeping your books and studying how to make money on the internet will not produce income. Fresh content on your website produces income. Adding people to your opt-in list creates income.

Control your life
Click here to Find out more

I can help you learn the basics of internet marketing, but we won’t make any money till we put what we learn into action. When you join me at Wealthy Affiliates, we can both make money. Wealthy Affiliates University is the best, most ethical source of information about internet marketing I have found.  You can start for free When you complete the first free lesson, you will have you first WordPress website up and you will know the fundamentals of how to promote it. WAU is #1 when it comes to helping you discover internet marketing.

There are many opportunities to create Joint Ventures. Some business models pay you based on the sales volume of your team. Most affiliate programs pay you straight commissions based on the sales you generate. Look for affiliate programs that generate repeat sales and pay you overtime as customer you brought to affiliate makes repeat purchases. 

Amazon pays you on everything a customer buys during their visit and for a few days after that first visit. Then Amazon takes you customer, and you with not get income based on repeat sales. Wealthy Affiliate pays you commissions as long as the customer you brought them remains a member. Many people do very well as an Amazon affiliate, but commissions on subscriptions forever is a better business model for the affiliate distributor.

It is also why I believe in building teams and helping my team members be successful. Working together is the best.

Study and experience will make you an expert internet marketer.

Affiliate Marketing
Affiliate Marketing

An expert internet marketer (IM) can create an unlimited, every growing income. An IM can work from anywhere there is a phone and an internet connection. You don’t need to stock inventory and you don’t need employees. Outsource the drudge work like bookkeeping and record keeping. An internet marketing business is inexpensive to start and has a low overhead. It also can continue to provide you income with minimum effort. Once a website is setup and generating traffic it will continue to pay with minimum attention.

Anyone with determination can become an internet marketer. Creating a web page or a blog post is as easy as using a typewriter. If you cannot set up your website, you can hirer it done for less than the cost of a refrigerator.


Sidebars-Best Practice

Get the most from your webpage sidebars

An effective sidebar
An effective sidebar

Sidebars are a blank canvas with infinite possibilities, so it is very easy to mess up website sidebar design. Sidebars are not a place to stuff all the random information you don’t know where else to put.

Common mistakes:

  1. Adding to many widgets.
  2. Cluttered sidebar.
  3. Leaving default widgets in place
  4. Failure to prioritize important widgets
  5. Not having an Email Subscription Option
  6. Filling your sidebar with Google Ads or Affiliate links
  7. Adding external links that take visitors away from your website
  8. Including a mile-long blogroll

Maximizing you sidebar

Consider your goals. 

Limit your widgets to 5 and your sidebar will have more focus.
Prioritize you widgets and put the most important at the top.
Your Profile make your brand human. 
Your opt-in form.  Your contact list is your most important asset.
Social Media Links. Social media is essential to attracting visitors to your site.  
Recommended Posts are a list of posts you manually select and showcase in your sidebar. 

Optimize Sidebar Performance.

Your sidebar is an important part of your website, making sure it is optimized for loading is crucial. A quick way to optimize your site’s  performance, Hummingbird is a plug in that can automatically do it all for you


Your sidebars can be a great way to introduce yourself to your readers, lead them deeper into your site, and grow your email list. By following these tips, you will be sure to create a highly effective sidebar that compliments your blog and business goals. Click here to read the full article.